MAX UPLIFTS + CREDIT CRITERIA 💳

NB: EON MINIMUM EAC: 1500KWH - ALL THE REST MINIMUM EAC: 5000KWH

Please see below table of maximum uplifts per supplier.

SUPPLIER	ELEC UPLIFT (PENCE)	GAS UPLIFT (PENCE)	MINIMUM CREDIT SCORE
EDF ENERGY (EDF)	2.0	2.0	25 ON EXPERIAN - NO CCJS RENEWALS ARE CHECKED TOO
SCOTTISH POWER (SP)	2.5	2.0	26 ON EXPERIAN AND 54 FOR HOSPITALITY - NO CCJS. UPDATE 26/11/2025: GAS ONLY SALES NOW ALLOWED AGAIN NO CREDIT CHECKING FOR RENEWAL
BRTISH GAS BUSINESS (BGB)	2.5	1.5	BGB IS INTERNALLY CHECKED AFTER SALE. MAY REQUIRE DEPOSIT IF EXPOSURE IS HIGH (I.E BIG USAGE) ALWAYS INCLUDE DIRECTOR HOME ADDRESS AND DOB.  IF COMPANY LESS THAN TWO YEARS OLD, ALL DIRECTORS HOME ADDRESS AND DOB WILL BE NEEDED.  IF LESS THAN 1 YR OLD OR NO FILED ACCOUNTS - COUNCIL TAX BILL AND PERSONAL BANK STATEMENT NEEDED TO VERIFY HOME ADDRESS.
BRITISH GAS LITE (BGL)	2.5	1.5	25 ON EXPERIAN FOR ACQUISITION, (WILL ACCEPT WITH CCJS PROVIDED SCORE ABOVE 25) RENEWALS ARE NOT CREDIT CHECKED, BUT MUST HAVE NO DEBT, DDM IN PLACE AND CLEAN ACCOUNT HISTORY
EON ENERGY (EON)	2.0	2.0	EQUIFAX SO UNABLE TO GIVE NUMBER BUT GENERALLY IF IT HAS A SCORE ABOVE 15 ON EXPERIAN IT SHOULD PASS. NO CCJS. SEE AT BOTTOM OF THIS TABLE FOR HIGH-RISK BAN SECTOR (ALSO ON DROPBOX NO HOSPITALITY
SMARTEST ENERGY (DUAL)	3.0 (<6m) 2.5 (>6m)	3.0 (<6m) 2.5 (>6m)	CREDIT FOCUS - INTERNALLY CHECKED AT POINT OF SUBMISSION NO CCJS 26/11/2025 : MAX UPLIFTS INCREASED (3p when start date less than 6months, 2.5p when greater
VALDA ENERGY (VALDA)	2.5 (NON HH) 2.0 (HALF HOURLY)	1.5	13 ON EXPERIAN FOR DUAL FUEL 40 ON EXPERIAN IF GAS ONLY SMART METER MANDATORY  NO CCJS
SSE	3.0	2.0	30 ON EXPERIAN FOR NON HOSPITALITY 60 FOR HOSPITALITY AND HIGH RISK (AND PRICE WILL INCUR A RISK PREMIUM)

EON HIGH RISK SIC CODES : THESE WILL AUTO FAIL CREDIT

UKSIC07	SIC_CODE_GROUP	SIC_DIV_DESC	UKSIC07_DESC
2910	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of motor vehicles	HIGH
29100	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of motor vehicles	HIGH
2920	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of bodies (coachwork) for motor vehicles; manufacture of trailers and semi-trailers	HIGH
29200	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of bodies (coachwork) for motor vehicles; manufacture of trailers and semi-trailers	HIGH
29201	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of bodies (coachwork) for motor vehicles (except caravans)	HIGH
29202	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of trailers and semi-trailers	HIGH
29203	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of caravans	HIGH
2931	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of electrical and electronic equipment for motor vehicles	HIGH
29310	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of electrical and electronic equipment for motor vehicles	HIGH
2932	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of other parts and accessories for motor vehicles	HIGH
29320	Manufacturing	Manufacture of motor vehicles, trailers and semi-trailers	Manufacture of other parts and accessories for motor vehicles	HIGH
4741	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of computers, peripheral units and software in specialised stores	HIGH
47410	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of computers, peripheral units and software in specialised stores	HIGH
4742	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of telecommunications equipment in specialised stores	HIGH
47420	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of telecommunications equipment in specialised stores	HIGH
47421	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of mobile telephones in specialised stores	HIGH
47429	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of telecommunications equipment (other than mobile telephones) n.e.c., in specialised stores	HIGH
4743	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of audio and video equipment in specialised stores	HIGH
47430	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale of information and communication equipment in specialised stores	Retail sale of audio and video equipment in specialised stores	HIGH
4781	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale via stalls and markets	Retail sale via stalls and markets of food, beverages and tobacco products	HIGH
47810	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale via stalls and markets	Retail sale via stalls and markets of food, beverages and tobacco products	HIGH
4782	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale via stalls and markets	Retail sale via stalls and markets of textiles, clothing and footwear	HIGH
47820	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale via stalls and markets	Retail sale via stalls and markets of textiles, clothing and footwear	HIGH
4789	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale via stalls and markets	Retail sale via stalls and markets of other goods	HIGH
47890	Wholesale and Retail Trade; Repair of Motor Vehicles and Motorcycles	Retail sale via stalls and markets	Retail sale via stalls and markets of other goods	HIGH
5110	Transportation and Storage	Air transport	Passenger air transport	HIGH
51100	Transportation and Storage	Air transport	Passenger air transport	HIGH
51101	Transportation and Storage	Air transport	Scheduled passenger air transport	HIGH
51102	Transportation and Storage	Air transport	Non-scheduled passenger air transport	HIGH
5121	Transportation and Storage	Air transport	Freight air transport	HIGH
51210	Transportation and Storage	Air transport	Freight air transport	HIGH
5122	Transportation and Storage	Air transport	Space transport	HIGH
51220	Transportation and Storage	Air transport	Space transport	HIGH
5510	Accommodation and Food Service Activities	Accommodation	Hotels and similar accommodation	HIGH
55100	Accommodation and Food Service Activities	Accommodation	Hotels and similar accommodation	HIGH
5520	Accommodation and Food Service Activities	Accommodation	Holiday and other short stay accommodation	HIGH
55200	Accommodation and Food Service Activities	Accommodation	Holiday and other short stay accommodation	HIGH
55201	Accommodation and Food Service Activities	Accommodation	Holiday centres and villages	HIGH
55202	Accommodation and Food Service Activities	Accommodation	Youth hostels	HIGH
55209	Accommodation and Food Service Activities	Accommodation	Other holiday and other collective accommodation (not including holiday centres and villages or youth hostels) n.e.c.	HIGH
5530	Accommodation and Food Service Activities	Accommodation	Camping grounds, recreational vehicle parks and trailer parks	HIGH
55300	Accommodation and Food Service Activities	Accommodation	Camping grounds, recreational vehicle parks and trailer parks	HIGH
5590	Accommodation and Food Service Activities	Accommodation	Other accommodation	HIGH
55900	Accommodation and Food Service Activities	Accommodation	Other accommodation	HIGH
5610	Accommodation and Food Service Activities	Food and beverage service activities	Restaurants and mobile food service activities	HIGH
56100	Accommodation and Food Service Activities	Food and beverage service activities	Restaurants and mobile food service activities	HIGH
56101	Accommodation and Food Service Activities	Food and beverage service activities	Licensed restaurants	HIGH
56102	Accommodation and Food Service Activities	Food and beverage service activities	Unlicensed restaurants and cafes	HIGH
56103	Accommodation and Food Service Activities	Food and beverage service activities	Take away food shops and mobile food stands	HIGH
5621	Accommodation and Food Service Activities	Food and beverage service activities	Event catering activities	HIGH
56210	Accommodation and Food Service Activities	Food and beverage service activities	Event catering activities	HIGH
5629	Accommodation and Food Service Activities	Food and beverage service activities	Other food service activities	HIGH
56290	Accommodation and Food Service Activities	Food and beverage service activities	Other food service activities	HIGH
5630	Accommodation and Food Service Activities	Food and beverage service activities	Beverage serving activities	HIGH
56300	Accommodation and Food Service Activities	Food and beverage service activities	Beverage serving activities	HIGH
56301	Accommodation and Food Service Activities	Food and beverage service activities	Licensed clubs	HIGH
56302	Accommodation and Food Service Activities	Food and beverage service activities	Public houses and bars	HIGH
9200	Arts, Entertainment and Recreation	Gambling and betting activities	Gambling and betting activities	HIGH
92000	Arts, Entertainment and Recreation	Gambling and betting activities	Gambling and betting activities	HIGH
9511	Other Service Activities	Repair of computers and personal and household goods	Repair of computers and peripheral equipment	HIGH
95110	Other Service Activities	Repair of computers and personal and household goods	Repair of computers and peripheral equipment	HIGH
9512	Other Service Activities	Repair of computers and personal and household goods	Repair of communication equipment	HIGH
95120	Other Service Activities	Repair of computers and personal and household goods	Repair of communication equipment	HIGH
9521	Other Service Activities	Repair of computers and personal and household goods	Repair of consumer electronics	HIGH
95210	Other Service Activities	Repair of computers and personal and household goods	Repair of consumer electronics	HIGH
9522	Other Service Activities	Repair of computers and personal and household goods	Repair of household appliances and home and garden equipment	HIGH
95220	Other Service Activities	Repair of computers and personal and household goods	Repair of household appliances and home and garden equipment	HIGH
9523	Other Service Activities	Repair of computers and personal and household goods	Repair of footwear and leather goods	HIGH
95230	Other Service Activities	Repair of computers and personal and household goods	Repair of footwear and leather goods	HIGH
9524	Other Service Activities	Repair of computers and personal and household goods	Repair of furniture and home furnishings	HIGH
95240	Other Service Activities	Repair of computers and personal and household goods	Repair of furniture and home furnishings	HIGH
9525	Other Service Activities	Repair of computers and personal and household goods	Repair of watches, clocks and jewellery	HIGH
95250	Other Service Activities	Repair of computers and personal and household goods	Repair of watches, clocks and jewellery	HIGH
9529	Other Service Activities	Repair of computers and personal and household goods	Repair of other personal and household goods	HIGH
95290	Other Service Activities	Repair of computers and personal and household goods	Repair of other personal and household goods	HIGH
9601	Other Service Activities	Other personal service activities	Washing and (dry-)cleaning of textile and fur products	HIGH
96010	Other Service Activities	Other personal service activities	Washing and (dry-)cleaning of textile and fur products	HIGH
9602	Other Service Activities	Other personal service activities	Hairdressing and other beauty treatment	HIGH
96020	Other Service Activities	Other personal service activities	Hairdressing and other beauty treatment	HIGH
9603	Other Service Activities	Other personal service activities	Funeral and related activities	HIGH
96030	Other Service Activities	Other personal service activities	Funeral and related activities	HIGH
9604	Other Service Activities	Other personal service activities	Physical well-being activities	HIGH
96040	Other Service Activities	Other personal service activities	Physical well-being activities	HIGH
9609	Other Service Activities	Other personal service activities	Other personal service activities n.e.c.	HIGH
96090	Other Service Activities	Other personal service activities	Other personal service activities n.e.c.	HIGH

 

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